Privacy Policy
Last updated: January 20, 2025
Thank you for your interest in our life insurance services. We respect your privacy and are committed to protecting any personal information that you provide to us. This Privacy Policy outlines how we collect, use, share, and safeguard your information in relation to our advertising campaigns on Facebook/Meta and our related services. By interacting with our ads or submitting your information, you agree to the terms of this Privacy Policy.
1.1 Personal Information When you interact with our ads or provide information through forms, we may collect:
Name
Email address
Phone number
State or province of residence
1.2 Non-Personal Information We may automatically collect non-personal information, such as:
IP address
Device information (e.g., browser type, operating system)
Pages or ads viewed and links clicked
The date and time of your visit
This non-personal information helps us analyze trends, administer our advertisements, track users’ movements, and gather broad demographic information.
We use the collected information for the following purposes:
Providing Life Insurance Quotes and Services
To process your requests for quotes or additional information about life insurance products.
Marketing Communications
To send you emails, text messages, or calls regarding our life insurance offerings if you have opted in to receive such communications.
Improving and Personalizing Our Ads
To understand how users interact with our Facebook/Meta ads and to make improvements to our targeting and content.
Legal Compliance
To comply with applicable laws, regulations, and legal processes.
We may share your information with:
Insurance Carriers and Partners
With your consent, we may share relevant personal data with trusted insurance carriers or partners to process your life insurance request or quote.
Service Providers
We engage reputable third-party vendors who assist us with marketing, analytics, or other business operations. These service providers are contractually obligated to use your information only for the services they provide.
Legal Requirements and Protection of Rights
We may disclose your information if required by law or in good faith belief that such action is necessary to:
Comply with a legal obligation
Protect and defend our rights, property, or safety
Prevent or investigate possible wrongdoing in connection with our ads or services
Protect the personal safety of users or the public
Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred. We will notify you via email or a prominent notice in the event of such a transfer and any choices you may have regarding your information.
We may use cookies, pixels, and other tracking technologies in connection with our Facebook/Meta ads to understand user interactions, measure the effectiveness of our campaigns, and improve our targeting. Cookies are small data files stored on your device that allow us to remember certain information about you.
You can set your browser to refuse all or some browser cookies or to alert you when cookies are being sent. Please note that disabling cookies may affect the functionality of certain tracking or ad-serving features.
We will only retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Once no longer needed, we will securely destroy or anonymize your information in accordance with applicable laws and regulations.
Depending on your jurisdiction, you may have the following rights regarding your personal information:
Access – Request a copy of the personal information we hold about you.
Rectification – Request correction of inaccurate or incomplete data.
Erasure – Request deletion of your personal information where there is no good reason for us to continue processing it.
Restrict Processing – Request to suspend the processing of personal information about you.
Data Portability – Request a copy of your personal information in a structured, machine-readable format.
Opt-Out – Opt out of receiving marketing communications from us.
To exercise these rights, please contact us at the details provided in the “Contact Us” section below. We may require certain information to verify your identity before we can act on your request.
We take commercially reasonable steps to protect your personal information from unauthorized access, disclosure, alteration, and destruction. While we strive to use acceptable means to protect your data, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security.
Our life insurance services and related advertisements are not directed to children under the age of 18. We do not knowingly collect personal information from anyone under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can take the necessary steps to remove that information.
We may update this Privacy Policy from time to time. Any changes will be effective immediately upon posting the updated policy, and the “Last updated” date at the top of this policy will reflect the most recent version. We encourage you to review this page periodically for any updates.
If you have any questions or concerns about this Privacy Policy or our data practices, or if you wish to exercise any of your legal rights, please contact us at:
Email: ritchielegacylife@gmail.com
Phone: 415-858-9846
Address: 1819 Polk St #212, San Francisco, CA 94109
Disclaimer: This Privacy Policy is provided for informational purposes only and does not constitute legal advice. Requirements and regulations can vary depending on your jurisdiction. You should consult with a qualified legal professional to ensure that your privacy policy meets all local, state, and federal requirements.